EXECUTIVE SUMMARY

Welcome ,

ESP was founded in 1979 by the same people who manage the business today. Collectively, our retail motor-vehicle lease business ownerships date back to 1959 and our collective years of hands-on experience exceed one-hundred and eighty-six (186) calendar-years. As the principal software engineers, we know every part of the industry, every part of every related business and we know how leasing works within the US economy.

We recognize orthodox used vehicle leasing as the most lucrative segment of the world's largest consumer finance business. UVL's are 18-times more profitable than NVL's according to all sources. Unfair, unorthodox new-vehicle lease structures have proved self-defeating for the nation. We prove practical application of fair, old-fashion used-vehicle leasing is the only solution for the primary cause of the economic crises.

Our goal now is to reestablish – and sustain – pre-owned orthodox lease funding sources in the USA for the immediate profit and the subsequent economic stability, which is a practical imperative. Only ESP Inc has the copyrights, domains, essential technology©, higher-education curricula, manpower, knowhow, deployment modules, and corporate structure in place to restore this core industry without disrupting the stack.

We are in search of a market maker to liquefy our assets by trading our shares on the OTC Market, which will create funding for direct lending and establish a market for shares we will place in escrow to double-indemnify lease transactions we make for the depositors in our proposed Pre-Owned Orthodox Lease Fund. Further, early investors and some founders want to sell all, or part, of their shares on the best OTC Market as the enterprise value rises.

MARKET

The Analyses Book Pages of ESP's Prospectus identify why and how orthodox used vehicle leasing is an essential, core industry. The auto sales and lease industry, which is stymied by inconsistent new-vehicle lease paper, is the single-largest consumer finance business worldwide. During 2018, American drivers spent over $1.75 trillion just buying new and used automobiles. That is 3.25-times more money spent on all real estate, commercial, residential, and agricultural combined. That is 2.73-times more money than the USA spent on military worldwide last year. Auto sales & leasing alone is equal to 8.54% of the United States GDP. The total of US auto sales & lease transactions are significantly larger than the entire GDP of Australia, Belgium, Canada, Israel, Mexico, Spain, Russia, Saudi Arabia, Switzerland, and over 175 other countries. More than 97% of auto acquirements are leased or financed.

The used vehicle lease market segment, which has not been served in recent years because no orthodox used vehicle lease funding sources exist, could add another $1-trillion of capitalized cost funding per year to the national balance sheet without competing with current sellers, lessors, or lenders:

Used vehicle leasing is the only viable outlet for millions of lease-return vehicles flooding the auctions and millions more new-vehicles that were never sold.
Fair used car leases enable trade with vast unserved market sectors.
A volume of conversions from existent new-vehicle leases is probable.
UVL consumers increase their monthly household buying power by as much as 31%.
ESP will lease for longer terms under law, thereby deepening the market.
ESP will lease older low-mileage vehicles, even antiques, classics, watercraft, motorcycles, aircraft and RV's to widen the market.
Any volume of pre-owned auto leases supports and enables a much greater volume of new-vehicle leases.
Fair level-yield lease strategies, including legal lease assumptions, cause short-cycle repeat business, which quadruples lease volume in any area by itself.

180° from traditional lease program marketing through franchised auto dealers, ESP's technically-enabled, rapid deployment plan enables commerce with any part, or all, of any nation at no cost to the company or to the lenders. The ESP "NetWorkForce™" grows exponentially as we target each market. This advantage maximizes profit and share value while eliminating wastes of time and expense working with nonprofitable clientele and undesirable market sectors.

PRODUCTS AND PROPERTIES

ESP Inc is registered as an industrial computer manufacturer and a commercial intellectual properties (CIP's) holding company. CIP's have three monetary values:

Use-Value, which is revenue earned by using them.
Market-Value, which is money gained by leasing/licensing them to others to use.
Inherent-Values, collateral benefits of owning the assembly software that produces the products.

Among many holdings we own #TX4498218 © 1994 in the US Library of Congress, which is the only copyright for Used Vehicle Leasing Systems on earth. We have built ten Pre-Owned Orthodox Leasing (POOL©) systems that automate every aspect of the entire auto sales & lease industry. Every process from originating new business with high-yield markets to sustained short-cycle repeat business has been built and is ready to use.

These programs include hybrid marketplaces, guaranteed accurate real-time residual calculators, buyers' CarQ©'s, bankers' systems, oversight systems, programs for motor carriers, and an array of systems for both retail and wholesale lessors with an ultra-high-tech crime protection overlay. The crown jewels are ESP's:

Virtual Fleet & Lease Office© : is a complete, standalone franchise that enables non-expert employees to be 20-times more profitable than typical dealership sales staff. A VFLO© can serve any market from any high-speed Internet location, 24/7. A startup-size VFLO© produces about 4-times more EBITDA than an average McDonald's franchise. There is no initial cost for a VFLO©, yet it produces approximately 5-times more income for the franchiser when compared to an average McDonald's. Each VFLO© bears stock too, providing a multitude of unique-class investment opportunities. www.VFLO.world
Extemplar University Inc : is a brand-new, old-school of higher education providing the unique ESP auto-economics course as an externship, without tuition. Students are incorporated, endowed with a VFLO©, and paid full wages as they learn and teach each position in the business. Graduates emerge with their education, career, earnings, fully trained staff, a short-cycle repeat business portfolio of endeared clients, a locked-in retirement account, and they graduate without a student loan. Extemplar is also the portal to distribute the curricula to other worthy universities. Deployment through universities doubles and sustains the revenue flow to ESP stock owners through transaction fees before and after graduation while providing vast income to the participants who may choose to pay cash for tuition for other courses in other colleges. www.Extemplar.Org
The Fair Vehicle Leasing Association Inc : is a 501c6 business league structured like ancient orthodox organizations to contain, maintain, and sustain statutory leasing businesses who use the essential ESP technologies©. Used vehicle leasing is the most complex transaction on earth, so FVLA provides administration and regulation under law, so the league members can focus on compliance, consumer satisfaction and growth. ESP share owners' income is enhanced by FVLA membership fees, transaction fees, administration fees, and other fees for providing the technology© to operate the Leasing League while our stock grows astronomically from its exemplary work. www.FVLA.Org
Pre-Owned Orthodox Leasing Fund : is another ultra-high-tech entity driven by provisions of ESP Tech World Corp to fulfill the needs of the current and future economies. ESP is the first depositor in the POOL© fund placing most of its equity shares for use as collateral for direct lease-lending and for escrow to guarantee the subscribed profits of subsequent depositors. Thereby, we double shareholder growth and double profit.
This is a full service fund for a very low fee and an exceptionally high rate of return due to the efficiency of the automation and ESP's super-low buy rate. This is the first lessor-entity to offer "sectional funding", whereby depositors can customize lending to include or exclude certain types, makes, models, amounts, inventories, and/or geographies. All services are included, even the lockbox. ESP's real-time residual value calculators, and the new Auto Financial Advisers oversight measures are employed throughout each lease. Rates and contracts are standardized so there is no inter-corporate competition and no reason to contrive used vehicle leases.
We rely on Merrill Lynch to convert ESP's stock to publicly-traded securities, which then will be used systematically to double-indemnify depositors. The proposed return on investment written into each lease will be guaranteed to the POOL© Fund investors by their title ownership, or lien, and ESP securities placed in escrow.
Logically, POOL© Funding creates three avenues of profit and growth for the ESP shareholders aside from the depositors' ROI:

direct earnings from lease fees, admin fees, marketing, remarketing, rate participation, assumption fees, etc.
maximum stock growth from inherent and market control factors.
and stock market growth of the enterprise value from extra-low dilution because most shares will be used off the market.
POOL© FUNding (Under Construction)

ESP and its affiliates have no competition in any segment of the business unless we create it ourselves:

We don't need to advertise, so we do not compete in the media.
Our market is individual, household, and business consumers who are unserved by conventional sellers - one man's trash is another man's treasure.
Even though we have much lower rates, we do not compete for new-vehicle leases. To the contrary, we clean-up auto-financial inequities for consumers, thus enabling more new-vehicle leases.
We do not compete with dealers for used vehicle sales. To the contrary, we package profitable leases and present them to dealerships for local delivery where the franchise earns a lucrative fee, referral sales-transactions, maintenance and repair income, first right of refusal on repeat business form each lessee, and probable lease-financial service for their local clients who could not conduct traditional sales business with them.
We do not compete with the industry for employees whatsoever.
We do not compete for inventory since we always buy presold, guaranteed units from the wholesale auctions or other sources outside of auto dealer inventory.
There is no inter-corporate competition since business, employees, consumers, and vehicles are stamped with an asset-number that prevents grievances. In addition, the Auto Financial Advisor position oversees every transaction to prevent contraventions.
We do not compete for funding since there is no funding for orthodox leasing in the USA today. ESP will not allow unorthodox lessors to use its software or its organization to create unfair profits.

Only ESP can create competition for itself by being in a hurry, greedy, dishonest, self-righteous, or unfair.

NET WORTH & PROPOSED VALUE

The enterprise value of the ESP companies is currently unknown. Since the methodical elimination of UVL funding sources, ESP's income for 2016, 2017, & 2018 has been minimal; cash on hand in the bank is $0.00; fortunately, ESP's total of liabilities & loans also equals $0.00. The last appraised value of ESP's assets was $2.4 billion in December of 2006 before the crash.

By the very same events that create this opportunity to invest early, conventional means of proving share value through reviewing cash-flows is not available until pre-owned orthodox lease funding is reestablished. No company can prosper without its essential resources, but that company can be still and build additional programs© to solve the industry problems.

Instead of only leasing systems© to banks and auto-sellers, the new technologies enable ESP to enter the direct pre-owned lessor arena, distribute VFLO© franchises outside of dealerships, control vehicle pricing, regulate equitable monthly amortization and fair early termination payoff amounts. Our new back-end systems© eliminate problems and reduce conventional lessor costs by 95% without cutting corners.

Ultra-conservative projections based on less than 1% of the available resources prove ESP will generate $65.4 billion of lease contracts within 5-years, which breaks the world record of $60 billion on the road at one time by GECAL in the late 1990's.

The lynch-pin, and the reason for this outreach, is for strategic partners and funding to go-public so ESP's stock can be used to restore good, fair pre-owned orthodox lease funding.

The Executive Summary does not replace contact with ESP officials, directors or the software engineers. Please contact us by email, roi@esptech.world, or telephone, 408 300-5900.