Welcome ,

ABOUT US

ESP was founded in 1979 by the same people who manage the business today. The founders and principal stockholders include two retired Ford Dealers, four independent leasing company owners, one current national equipment lessor, a copyright author, a principal software engineer, an ordained minister, two decorated war veterans, and one owner of a forty-year-old auto related insurance company.

Collectively, our motor-vehicle lease business ownerships date back to 1959 and our collective years of hands-on ownership exceed one-hundred and eighty-six calendar-years (186-years).  Since we worked 60 - 80 hours per week covering 4 time zones, you could say the surviving owners experience exceeds 280-years. There is not one smidgen of the industry, or any related business... or the US economy, we have not experienced during our careers.

Along with the chief industry analysts, global economists, and national investment advisers, we recognize orthodox used vehicle leasing as the most lucrative segment of the world's largest consumer finance business. And, we prove fair, old-fashion used-vehicle leasing is the only solution for the primary cause of the prevailing economic crises.

Our goal now is to reestablish – and sustain – pre-owned orthodox lease funding sources in the USA for the immediate profit and eventual economic perpetuity. We are not out to save the world, we just provide the essential solution-technology© for others to do so because unfair, unorthodox lease structures have proved self-defeating.

INDUSTRY POTENTIAL

The Analysis Book pages here identify why and how orthodox used vehicle leasing is an essential, core industry. Briefly, the auto sales and lease industry is the single largest consumer finance business worldwide.  During 2018, American drivers spent over $1,749,300,000,000.00 just buying new and used automobiles. That is 3.25-times more money spent on all real estate, commercial, residential, and agricultural combined. That is 2.73-times more money than the USA spent on military worldwide last year. Auto sales & leasing alone, not counting parts and service or maintenance and repairs, is equal to 8.54% of the United States GDP. The total of US auto sales & lease transactions are significantly larger than the entire GDP of Australia, Belgium, Canada, Israel, Mexico, Spain, Russia, Saudi Arabia, Switzerland, and over 175 other countries.

The used vehicle lease market segment, which has not been served in recent years because no orthodox used vehicle lease funding sources exist, could add another $1-trillion of capitalized cost funding per year to the national balance sheet. Used vehicle leasing is the only viable outlet for millions of lease-return vehicles flooding the auctions and millions more new-vehicles that were never sold. Properly constructed used car leases enable trade with unserved market sectors, and UVL consumers can increase their monthly buying power by as 31%. Practical application of orthodox pre-owned motor-vehicle leasing is the last line of defense against impeding claims of impropriety for apparent violations of the international trade treaties.

Only ESP Inc has the rights, technology, manpower, funding, and knowhow to reestablish used vehicle and pre-owned equipment leasing without disrupting the stack. Harmony and seamless integration will create unprecedented returns for the shareholders, especially the PPM investors.

PRODUCTS AND PROPERTIES

ESP Inc is registered as an industrial computer manufacturer and a commercial intellectual properties (CIP's) holding company. CIP's have three monetary values:

• Use-Value, which is revenue earned by using them.
• Market-Value, which is money gained by leasing/licensing them to others to use.
• Inherent-Values, collateral benefits of owning the assembly software that produces the products.

Among many holdings we own #TX4498218 © 1994 in the US Library of Congress, which is the only copyright for Used Vehicle Leasing Systems on earth.  Since then we have built 10 Pre-Owned Orthodox Leasing (POOL©) systems that automate every aspect of the entire auto sales & lease industry. Every process from originating new business with high-yield markets to sustained short-cycle repeat business has been built and is ready to use.

These programs include hybrid marketplaces, guaranteed accurate real-time residual calculators, buyers' CarQ©'s, bankers' systems, oversight systems, programs for motor carriers, and an array of systems for both retail and wholesale lessors with an ultra-high-tech crime protection overlay. The crown jewels are ESP's:

1. Virtual Fleet & Lease Office© : is a complete, standalone franchise that enables non-expert employees to be 20-times more profitable than typical dealership sales staff. A VFLO© can serve any market from any high-speed Internet location, 24/7.  A startup-size VFLO© produces about 4-times more EBITDA than an average McDonald's franchise. There is no initial cost for a VFLO©, yet it produces approximately 5-times more income for the franchiser when compared to an average McDonald's. Each VFLO© bears stock too, providing a multitude of unique-class investment opportunities. www.VFLO.world
   
   
2. Extemplar University Inc : is a brand-new, old-school of higher education providing the unique ESP auto-economics course as an externship, without tuition. Students are incorporated, endowed with a VFLO©, and paid full wages as they learn and teach each position in the business. Graduates emerge with their education, career, earnings, fully trained staff, a short-cycle repeat business portfolio of endeared clients, a locked-in retirement account, and without a student loan. Extemplar is also the portal to distribute the curricula to other worthy universities. Deployment through universities doubles and sustains the revenue flow to ESP owners through transaction fees before and after graduation while providing vast income to the participants who may choose to pay cash for tuition for other courses in other colleges. www.Extemplar.Org
   
   
3. The Fair Vehicle Leasing Association Inc : is a 501c6 business league structured like ancient orthodox organizations to contain, maintain, and sustain statutory leasing businesses who use the essential ESP technologies©. Used vehicle leasing is the most complex transaction on earth, so FVLA provides administration and regulation under law, so the league members can focus on compliance, consumer satisfaction and growth. Even a SEC Form-1 application is planned upon receipt of the spark revenue raised by this PPM. ESP share owners' income is enhanced by FVLA membership fees, transaction fees, administration fees, and other fees for providing the technology© to operate the Leasing League while our stock grows astronomically from its work. www.FVLA.Org
   
   
4. Pre-Owned Orthodox Leasing Fund : is another ultra-high-tech entity driven by provisions of ESP Tech World Corp to fulfill the needs of the current and future economies. ESP is the first depositor in the POOL© fund with 80% of its equity shares (80 million) for use as collateral for direct lease-lending and for escrow to guarantee the subscribed profits of subsequent investors.
   This is a full service fund for a very low fee and an exceptionally high rate of return due to the efficiency of the automation and ESP's super-low buy rate. This is the first entity to offer "sectional funding", whereby depositors can customize lending to include or exclude certain types, makes, models, amounts, inventories, and/or geographies. All services are included, even the lockbox. ESP's real-time residual value calculators, and the new Auto Financial Advisers oversight measures are employed throughout each lease. Rates and contracts are standardized; only just enrichment is permitted.
   The PPM spark will be used to convert ESP's stock to publicly-traded securities, which then will be used systematically to double-indemnify depositors. The returns written into each lease will be guaranteed to the POOL© Fund investors even, on early termination, by their title ownership, or lien, and ESP securities placed in escrow.
   Logically, POOL© Funding creates three avenues of profit and growth for the ESP shareholders aside from depositors' ROI:
1. direct earnings from lease fees, admin fees, marketing, remarketing, rate participation, assumption fees, etc.
2. maximum stock growth from inherent and market control factors.
3. and stock market growth of the enterprise value from extra-low dilution.
   www.ESPtech.world/fund
   

SHAREHOLDER GROWTH & GUARANTEES

By the very same events that create this opportunity to invest, conventional means of proving share value through reviewing cash-flows is not available until pre-owned orthodox lease funding is reestablished. This is an excellent example of  'the chicken and the egg' question. We need the PPM spark (Use Of Proceeds page) to liquefy ESP's assets to restore organic pre-owned auto lease funding, which automatically substantiates the enterprise stock value by use of it. Until then, ESP, and its holdings, are classified as a startup business, or a proposed business, that is post-production, with no debt, and is already involved in pre public activity.

We have asked forward thinking investors to review accredited asset valuations from 1999, 2003 & 2006 when ESP's earning records were derived from use, but we realize modern private equity investor rules may preclude reliance on such assessments. Therefore, being rich in stock, post-production, debt free, and as a testament to our belief in our products and abilities, ESP is making extra special promises within the premises of this PPM to maximize investors' share value and guarantee 400% to 2240% ROI* during the inital public offer:

• This is the last PPM ESP will perform, ever.
• The shares offered are common stock with full voting privledges.
• To curb dilution, 80% of the total authorized shares, currently 80-million shares, which are reserved for collateral, growth, and leverage will not be offered for sale until such time they are no longer needed to substantiate pre-owned othodox lease funding by a majority vote of the stockholders. In this event, the company shares will be offered to the current employees and shareholders first.
• Since market dilution is not a problem and ESP's goal is liquefying assets, not raising capital, the share pricing of this PPM starts at $5.60 per share, which is 25% of the last appraisal. Share price may be as low as $1 due to
• ESP unconditionally guarantees the share price of $22.40 to this PPM's investors who sell their stock during the initial public offering, or we will make up the difference in publicly-traded shares ($22.40 minus the actual share sale price, times the of number of shares sold, divided by the current share price, equals the number of shares issued to cover the guarantee.)<< just change this guarantee to be 400% of the PPM price for any IPO ... when and if...

The  $22.40 per share amount comes from the last accredited appraisal in December of 2006 when we had only 3-CIP's ($2.24 billion). A simple-arithmetic, self-assement projects $82.13 per share ($8.2 billion) now that ESP owns 10-CIP's for the auto industry. We did not account for additional and deeper markets, direct-lease funding income, inflation, population, inventory advancement, or the present condition of the leasing industry. Potential investors can view the ESP products, review the original appraisals, and up to 100 can earn up to 1,000 shares for entering their personal appraisal of each CIP on the Company Financial page.

 

400 percent

 

 

 

 

Script Scraps >>>

https://www.investopedia.com/articles/fundamental-analysis/08/pink-sheets-ottcb.asp read all this and all related and all about OTCBB

May curtail Discounts and make sure $3.00 is maintained, and
cut back guarantee and
mention cutting into 80% and
note the PPM is different than the IPO investment opportunity.
must develop cashflow and income statements to launch IPO, our cash and funding line.

https://www.investopedia.com/articles/financial-theory/11/how-an-ipo-is-valued.asp

https://www.investopedia.com/ask/answers/12/how-are-share-prices-set.asp

https://www.allbusiness.com/the-pros-and-cons-of-going-public-via-the-pink-sheets-16226388-1.html

In times of universal deceit, telling the truth is a revolutionary act.

https://www.investopedia.com/ask/answers/what-does-going-public-mean/

Maybe should hit the pinks now, first and only way to get to bigger

The Bottom Line
Some underwriters require revenues of $10 to $20 million per year with profits around $1 million. Not only that, but management teams should show future growth rates of about 25% per year in a five- to seven-year span. While there are exceptions to the requirements, there is no doubt how much hard work entrepreneurs must put in before they collect the big rewards of an IPO.

https://www.investopedia.com/ask/answers/020915/what-are-different-types-ipo-issued.asp

...

The Road To Creating An IPO

 

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By Ryan Furhmann Updated Jun 25, 2019
Through an Initial Public Offering, or IPO, a company raises capital by issuing shares of stock, or equity in a public market. Generally, this refers to when a company issues stock for the first time. But as we will see below, there are ways a company can go public more than once. The IPO process is the locomotive of capitalism. This is because throughout history, the IPO has let the investing public own a small share in many companies that have grown large and hugely successful since they first went public.

Issuing shares through an IPO is one of the primary reasons that stock markets exist. It lets the company raise capital for a variety of reasons, such as to grow further, let initial and early-stage investors cash out some of their investment, or create a currency (such as common stock) to acquire rivals, or even sell shares at a later date. The entire process is referred to as the primary market and happens when an investor buys stock directly from the company. A secondary market is more common, and it exists when investors trade among themselves with shares that have already been issued by a firm.

https://www.investopedia.com/articles/investing/080613/road-creating-ipo.asp

The Process to Taking a Company Public
As you might imagine, the process to get a company through to its IPO takes time, is expensive and must pass many regulatory hurdles. A very important component of going public is opening a firm’s books to public scrutiny, as well as the oversight of the Securities & Exchange Commission (SEC). An investment banker, or underwriter, will help a company through this process, and the younger associates at an investment banking firm will bear the brunt of the grunt work. Those associates will spend many sleepless nights preparing a preliminary prospectus for the SEC and investors, which has come to be referred to as a red herring.

Through many revisions and discussions between the company and its bankers, the red herring will eventually become the final prospectus, which is the formal legal document filed with the SEC that lets the IPO process go through. One of the more common prospectus documents is referred to as form S-1, the formal registration statement under the Securities Act of 1933.

Other “S” versions exist and refer to different securities acts, such as those related to investment trusts, employee plans or real estate companies. The prospectus may sound dull and can include hundreds of pages of seemingly mundane and redundant information. But it is extremely important for investors to use to understand what the company does, why it is issuing shares through an IPO and what type of ownership structure is being offered.

PwC provides a summary of costs that a company can expect to incur to go public. It also illustrates the steps needed to complete an IPO. For starters, the underwriters, which generally include a lead underwriter and multiple other underwriters (also referred to as the sell side firm and the lead “book runner”, with “co-managers”), can take a cut of 3% to 7% of the gross IPO proceeds to distribute shares to investors. For example, Goldman Sachs (NYSE:GS) was Twitter (NYSE:TWTR)'s lead underwriter when Twitter went public in 2013. Together with other underwriters including Morgan Stanley (NYSE:MS) and JPMorgan (NYSE:JPM), they shared about $59.2 million, 3.25% of the $1.82 billion that Twitter raised in its IPO, for managing the sale.

There will also be legal, accounting, distribution and mailing, and road show expenses that can easily total in the millions of dollars. A road show is just as it sounds, and it occurs when company executives, including the CEO, CFO and investor relations individual (if it already exists) hit the road to build enthusiasm for investing in the IPO and explain their motivations for doing so. A successful road performance can drive demand for the stock and result in more capital raised.

In rarer circumstances a road show can have the opposite effect. Back when Groupon went public, it came under fire from the SEC for an accounting term it referred to as “Adjusted Consolidated Segment Operating Income". The SEC, as well as other investors, questioned the manner in which it adjusted for marketing and advertising expenses, and called into question how fast the company could grow or generate ample profits in the future.

The Role of IPO Underwriters
Returning briefly to the role of the underwriters, there are other terms to be familiar with in the IPO process. Through a greenshoe option, underwriters can have the right to sell additional shares, or an overallotment of shares. This can occur if an IPO ends up having strong demand and lets the bankers make additional profits, which are earned by selling the shares off at a higher price. It can also let the company earn additional capital. A tombstone refers to a summary advertising document that underwriters issue to prospective investors (and sometimes themselves to commemorate that the IPO process has been completed).

It basically summarizes a prospectus and briefly introduces a company.

Underwriters also help companies determine price, or how to best balance the supply of shares being offered with investor demand. Of course, most companies will happily increase supply (such as through a greenshoe option) to meet higher demand, but a difficult balance must be reached. A stock exchange, such as the New York Stock Exchange (NYSE), can help the process and indicate what an opening price on the IPO day is likely to be. Market makers and floor brokers help in this process, as does the syndicate of underwriters, to gauge the overall level of investor interest.

Deciding which exchange to use is also of the utmost importance. Most firms would prefer the NYSE or Nasdaq markets given their ability to transact billions of dollars of daily trading activity and a solid guarantee of market liquidity, trading execution and follow-up reporting.

The Process from the Company’s Perspective
In addition to the cost considerations, a company must make many changes to survive when public. The prospectus stipulates many of the new financial, regulatory and legal burdens, and PwC estimates that there will be at least $1.5 million in additional ongoing costs to the average firm that goes public. Hiring and paying a board of directors, or at least a higher profile board, can be expensive. Sarbanes Oxley regulation also imposed cumbersome duties on public companies that must still be met by most larger firms. Learning to deal with analysts, holding conference calls and communicating with shareholders may also be a new experience.

Is Buying an IPO a Good Idea?
For investors in general, it pays to be careful when investing in an IPO.

Most importantly, the company and underwriters have control over the timing of an IPO and will try to take the firm public under the most opportune circumstances. This could include during a rising or bull market, or after the firm posts very favorable operating results. A higher price is great for the company and bankers, but it can mean the investment potential in the future is less bright. The shares of many companies surge above the IPO price during the first day of trading, particularly those considered "hot." A great strategy to consider may be to buy into an IPO later in the secondary market after the excitement has died down. A stock that falls in value following an IPO could indicate a pricing miscue by the underwriter, or potentially a lower price to invest in a solid company.

An IPO usually refers to selling shares to the public for the first time. But a company can be taken private (such as by a private equity firm) and then be taken public again, which is also an IPO. This has occurred with Burger King several times.

The Bottom Line
Since capitalism has existed, investing in public companies has been an engine of capitalism that lets individuals invest in large firms that have created vast wealth for shareholders. The process is complex, and investors need to be aware of IPO timing, but understanding the road to creating an IPO can be lucrative for companies, underwriters and investors alike.

 

 

Notice no college offers a course in auto economics even though personal transportation is everyone's single biggest expense. As an aside, ESP has developed a university-grade curriculum from +40-years of interactive training of bankers, lessors, and lessees. Consumers have increase their The course is online and is portable to any qualifying

Used vehicle leasing is the most lucrative segment of the world's largest business. During 2018, the auto sales and lease industry proved again to be the single largest consumer finance business in the world. American drivers spent over $1,749,300,000,000.00 just buying new and used automobiles, not counting motorcycles, airplanes, watercraft, RV's or other motorized conveyances. That is 3.25-times more money spent on all real estate, commercial, residential, and agricultural combined. That is 2.73-times more money than the USA spent on military worldwide last year. Auto sales & leasing alone, not counting part ad service, or maintenance and repairs, is equal to 8.54% of the United States GDP. the total of US auto sales & lease transactions are significantly larger than the entire GDP of Australia, Belgium, Canada, Israel, Mexico, Spain, Russia, Saudi Arabia, Switzerland, and over 175 other countries.

The used vehicle lease segment, which was not served in recent years because no orthodox used vehicle lease funding sources exist touched and will be in addition to the current sales/lease records, looks like $331,800,000,000.00 on the surface, but is actually much larger considering the new market depth and breadth enabled by the ESP products and services. More important, ESP products cut the cost of sales to about 5% of typical dealership transactions. Most important, ESP products enable short-cycle trading so UVL drivers can lease 3 or 4 vehicles in during the length of a typical new-vehicle lease. ESP products encourage lease assumptions and/or rewriting leases to suit a second driver so lenders benefit from full-term income. Add in fleet-leasing conversions, leasing of older models, antiques, classics, other land/air/sea vehicles, a good volume of mid-term new-vehicle lease and financed-vehicle conversions to find gross capital costs of pre-owned motor-vehicles exceeding $1-trillion in the next 5-years.

This all starts with liquefying ESP assets so our stock can be used as collateral to create direct pre-owned orthodox lease© funding and be escrowed as guarantees of profitability to indirect lease sources. This is the single purpose of this PPM since the ESP products are already up-and-running, already paid for and ready to use. Investors can see and test our products by linking to them from our 'Products' page in the Company Book (Contents).

We cannot prove the value of our software until orthodox pre-owned vehicle lease funding is reestablished...

but we can guarantee our work...

Pre-owned orthodox leasing is well know as the most complex transaction on earth, but the integrity of ESP's essential technologies© allows employment, expert training, and maintenance of common people instead of car dealership personnel who are substantially controlled by the captive new-car lessors. Working on Internet, managing remote work crews and leasing from a condition-guaranteed inventory of over 120,000 wholesale-priced vehicles gives ESP's Virtual Fleet & Lease Office© owner/operators the absolute lowest cost on earth.

ESP guarantees PPM investors will earn at least 400% return on their early investment. Volume investors, 1-million shares or more, will be guaranteed the IPO share-price will be 10-times more than the price they paid during the PPM.

Proposed business startup status because

 

 

 

 

Welcome to ESP's Regulation D 506c Private Placement Memorandum. This is a small capital formation strictly to raise revenue for the costs of liquefying our commercial intellectual property assets. An ensuing Regulation A Plus IPO will provide PPM investors with multiple opportunities to capitalize their early investment. Our target is to reestablish pre-owned orthodox motor-vehicle lease funding, which provides another enormous, sustained, investment opportunity.

Welcome to ESP's Regulation D 506c Private Placement Memorandum.  This is a small capital formation strictly for the final costs of liquefying our assets with an ensuing Regulation A Plus IPO.  ESP will then leverage corporate stock to sustain a unique pre-owned orthodox motor-vehicle lease fund, which will create multiple investment opportunities with low dilution and high yield while the ESP enterprise stock value rises.

We have automated the PPM investment process for your convenience, for our regulatory compliance, and to save time and expense for all parties. Every page has easy navigation. Several pages are interactive to clarify the growth of your early investment, which ESP guarantees. Subscription pages require log-in to guard against sales to non-accredited investors, while open prospectus pages give them a heads-up on pending public opportunities.

Conventional, printed versions of the prospectus are available upon request. These automated pages are not meant to replace personal contact and information, but if you log-in now your pages will be personalized, you will be presented with additional opportunities, your pages can be printed, and contact with us about the PPM will be enabled. Your privacy is absolutely guaranteed, we will not contact you unless you ask us to.

This Private Placement Memorandum will end September 1st, 2020, if not sooner. Last PPM ever

 The goal is to make our stock available for collateral thereby creating direct funding for pre-owned orthodox motor-vehicle leasing, and to guarantee return on investment for indirect pre-owned orthodox lessors who use our software and servicing, .

The enterprise value will grow exponentially. Shareholders will also benefit greatly from reestablishing pre-owned orthodox lease funding.

 

The first thing to know is the dilution of stock is low  and enterprise growth is extremely high.

Life, law, money, and leasing run in a circle. When one is altered, the others are negatively affected... but records are made, and a solution is automatically created.  Coming full circle in the auto lease industry – ESP is that solution. The opportunity for shareholders and orthodox auto-lease funders is colossal because the problem is titanic; ultra-high-tech solutions are in place; we have absolutely no competition; risk is mitigated if not eliminated; and the timing is just right.

INTEGRITY

In addition to a volume of state, federal, and international documentation, ESP's integrity is proven by the very existence of the solution software programs we are due to discuss. Irrefutable accountability and ineradicable history substantiate investors' return on investment in the amounts projected within this private placement memorandum. No one knows more about an industry than the software engineers.

PROBLEMS

Major auto manufacturers have sold entities and acquired production investment under the false premise of sales-volume based on contrived leases. Then, these so-called leases are packaged and sold to unsuspecting investors, often overseas. This leaves the automaker in the middle with the profits and obscure, if any, liabilities. A contrived lease has many bad aspects including a ratcheted price and ratcheted residual to give the effect of a low payment. The worst offenses are of early interest collection, unfair amortization, and remaining-payment early-termination rules. [A consumer of a $25K vehicle worth $16K will instantly owe $36K with no way to terminate or trade during the lease. All interest will be paid first, leaving the nation upside/down, disabling trade.]  While a contrived contract has very few similarities to a true lease, it has all the aspects of an illegal loan with a contingent liability.

The ill-gotten gains of production-investment, capital, and market position by deviate lease practices are depreciating assets at best and self-defeating as tsunamis of lease-return vehicles flood the auctions with no market for them. 4.4 million vehicles are arriving this year alone from 2014 sales of 16.52 million new vehicles. If gone unchecked - if there is no used vehicle leasing available for them - it is probable the US economy will collapse again. There are many articles by the world's financial leaders and chief economists about this concern. Those same leaders from ALG, RVI Group, Experian Auto, Cox Automotive, Bank of America - Merrill Lynch, CyberCalcs, Sachs Goldman, Cerberus Capital, and others agree, plead, and publish long reports that the single solution for the auto-lease bubble is practical application of pre-owned orthodox leasing.

SOLUTION

For more than four-decades, ESP has built industrial computer programs for the world's largest auto-lease lessors. We have owned the only copyright for used vehicle leasing systems© for twenty-three years. This is not a lead-generation system. We have completely automated the process of an auto-transaction for all twenty-five buyer-types and all three seller-types. ESP solutions are not patches, a bailout, stimuli, or a workaround. They are an immediate cure and future protection for everyone - consumers, sellers, lessors, investors, makers, dealers, and auctions. Described herein, our solutions are self-funded and simultaneously provide civil retribution to auto investors for historic damages in addition to civil litigation. 

No one has ever created artificial intelligence for the auto sales & lease industry before. An auto transaction is the most complex sale on earth. A proper auto lease is eleven times more complex than an auto sale. The complexity of a used vehicle lease is multiplied by additional residual value calculations and the discovery of the real condition of the vehicle at the inception. ESP has no competition for software by law, plus it is physically and financially impossible to duplicate or steal our technology and there is no reason to attempt a crime because ESP deployment allows orthodox lessors, including individuals, to acquire its products without cost.

COMPETITION

ESP program users do not compete for the showroom customer. They do not compete with dealerships or with each other. Everyone works together sharing workload and income. The battle is with unfair leases, misrepresentation, and inequity. The ESP NetWorkForce™ conducts business with the bigger markets; 89% of dealership shoppers leave without buying an automobile. They earn business online where there is no competition by offering multiple services, in-depth studies, detailed reports - math & facts in full disclosure. Only ESP owns a university grade curriculum, AutoEconomics.com, and AutoLeaseAuctions.com, the world's only three-way bidding auction – cash, finance, & lease – where unorthodox leases are not allowed except for comparison purposes.

There are no competitors providing orthodox lease funding for used autos. All but a few local independent lessors have been systematic removed from society as they were the front-line opposition to heterodox new-vehicle leases. The natural laws of financial relativity prevent unorthodox lessors from providing pre-owned auto lease funding, even on their own brands. Any start-up used-car lessors face overwhelming expense, delays, and multiple legal problems, or they may join the ESP POOL and commence profitable leasing within minutes.

RISK MITIGATION / ELIMINATION

RISK is a word with at least one-hundred-and-one meanings, 0 to 100%. One of the beauties of economic recovery programs© is that cost and risk are eliminated, not shifted among parties. Risk elimination for both wholesale & retail, buyers and sellers is described in great detail on ESP's websites and in product brochures.

The founders are the first investors and oldest shareholders of ESP. Only a small amount of revenue is necessary to ignite our recovery of the pre-owned orthodox lease industry.  Risk is eliminated for all shareholders by using, leasing, and liquefying ultra-high-tech assets, including nine commercial intellectual properties, while the enterprise-value and public exchange stock prices are established.  ESP's plan to retain securities for auto-lease funding collateral aligns with maximizing return and minimizing risk in the last-stage, post-production. The revenue raised during the PPM and IPO are strictly used to greatly enhance stock value as stated in the use of funds.

• The price of the PPM stock is one-quarter (1/4) of accredited appraisals made last in 2006 on only three industrial computer systems©. Now we have nine CIP's up-and-running and a tenth in beta pending use with the funds raised by the PPM to write direct auto leases. Less than 10% of the authorized stock has been issued in thirty-seven years. Therefore, ESP is making a special offer to buy-back PPM stock if the new appraisals are not at least four-times as much as the price paid at the time of the Reg-A IPO.
  
• The initial SEC Regulation A public offer is a point of exit for the PPM investors who care to do so. The initial price will be based on the new appraisals of our auto software only, without the value of ESP's debt-securities or any optimization, without the value of our intellectual capital and without the value of other ESP software or R&D... Clearly an advantage for public investors as stock value builds quickly on these fronts as indicated by conservative projections contained in this document.
• ESP expects to retain eighty-five percent (85%) of the authorized stock at the close of the IPO. This avoids dilution while reserving stock for collateral, funding, insurance, and reserves to reform the monopolized industry. Risk is alleviated by independence of outside investment for auto-lease-funding. ESP investment averts capitalization during a time taxes are exorbitant, national-debt exceeds the GNP, and the exchange rate for US Dollar is extremely low.
• Establishment of a Pre-Owned Orthodox Lease lending source funded by ESP investment is practical risk management with sustained income that multiplies ROI. Risk is eliminated for auto-lease-fund investors, including ESP, by accountable residual value projections, additional guarantees, and insurances, which are made possible by ESP's technology and the revenue raised by leveraging it. Most important, the ESP POOL dynamics identify B & C credit-tier consumers as the new, higher-yield market sectors with a risk-factor far lower than A+ credit lessees of new-vehicles on altered captive lease contracts.

THE TIMING IS RIGHT

This is the time to invest in ESP's private placement memorandum because the price per share is the lowest and the value will rise quickly over the cusp of the calendar year. The guarantee of buy-back is only available to investors who purchased stock during the PPM. ESP's initial public offer under Title II Regulation A of the Security Exchange Commission is an exit for PPM investors as well as publicly-traded status of their ESP securities. ESP's Pre-Owned Orthodox Lease funding is established with PPM revenue, which fires an unstoppable chain-of-events leading to reform in the industry and maximum ROI for ESP shareholders. There will never be balance in the national economy until used vehicle leasing is reestablished.  ESP's solution-software programs©, defined on the Products page in this book, are already up and producing sales, therefore no delays or growth-expense is expected.  The time to invest is literally "now or never."

The Executive Summary does not replace contact with ESP officials, directors or the software engineers. Please contact us by email, roi@esptech.world, or telephone, 800 339-6989.