Executive Summary Contents Leasing Analysis
 
 
BUSINESS PLAN

Welcome ,

ESP programmers are  the principal software engineers of the auto lease industry de jure (Library of Congress) and de facto (products page).  We are committed to raising funds for direct pre-owned orthodox auto-leasing as the keystone ingredient for corporate profit, industry solutions and economic stability. It is important for investors to know these steps are an exercise of a business plan designed long ago by our grandparents to reform commerce when the management of an industry is disrupted unjustly like this.

Nothing in life will ever be right until proper used-vehicle leasing is restored and available to the American public. Personal transportation is everyone's single-most expensive item in life, but leasing is not good for everyone, some vehicles are not good to lease and several geographies are not conducive to leasing. To find out, a personal study must be performed on every vehicle for each driver considering all circumstances. When leasing fits, 38% to 56% is saved by each driver and an average household can increase their buying power by as much as 31%. Multiply those numbers by 33% penetration of any population any you have a total economic solution with full recovery of historic damages.

The solution is to restore used vehicle leasing where we have no competition then let the natural laws of financial relativity reform the industry. It is time to make big bank while converting ESP assets to revenue under corporate and international laws. The best way to do this is just get started now that ESP's Products are in place.

ACTION PLAN

  1. Initiate a low-price PPM:
    1. to raise revenue for direct-leasing, which immediately generates substantial returns and stock growth;
    2. to establish the ESP Clearinghouse, a property with equipment and manpower to process our leases and capabilities to support multiple lenders as they join the POOL;
    3. and pay the cost of going public through a mini IPO including fresh accredited appraisals of ESP's assets.
  2. The IPO under S.E.C. Title II Regulation A also has three purposes: 
    1. raise more capital for direct-auto-lease funding at a worthy price-per-share;
    2. make ESP corporate stock legal tender/collateral for warehouse auto-lease funding;
    3. and provide an exit for shareholders if desired.
  3. Sustained wealth and exponential growth are launched and controlled from this platform:
    1. Practical application of orthodox auto leasing is done through ESP's franchise-like Virtual Fleet & Lease Office© enterprises as described inside that products brochure.
    2. Inventory is obtained from Manheim Auto Auctions where vehicles are individually valued and their condition is guaranteed.
    3. Lease end values are set at the point-of-sale with great care and consideration because residual responsibility falls to the lessor at contract termination. Longer terms on a wider array of vehicles generate deeper profits at no risk to the investor, lessor or the economy.
    4. Orthodox lease amortization pays the capital cost down at the same rate as the planned depreciation, which enables short-cycle trade and rapid stock growth for ESP shareholders.
    5. A new, better, higher-yield market where there is no competition is defined, enabled and supported to the benefit of ESP and the POOL depositors.
    6. Self-funding capabilities grow perpetually ass ESP's stock is optimized by the values of the VFLO© & industrial solution software leases, direct auto-lease income & securities, speculative sales by shareholders and other factors affecting the enterprise value of the organization.
    7. Obtaining indirect-lease funding for the POOL from the world's financiers is all but a given after the exposure of heterodox leasing and grim realization of personal loss in big numbers. Safe investment in pre-owned orthodox leasing eliminates a great deal of that loss  as defined by the Deficit Elimination System© and other commercial intellectual properties exclusively owned by ESP Tech World. More immediately important, their losses passed on by devious, unorthodox lease lenders can be wholly offset by solid investment in good, old-fashion used-car leases bearing a higher return paid directly from the lock-box as payments arrive. Details are available on the POOL page.

ESP earns income from software sales, service and support. The corporation does not compete for auto lease business with our Virtual Fleet & Lease Office© user/clients.  Not all software is for sale/lease. ESP contributes an array of software products to consumers, some lease-lenders and universities without cost, limitation or hidden charges. AutoEconomics.com, a knowledge not taught in any college, enlightens consumers, encourages careers in lease-financing and defeats monopolies of dealership workforces by unorthodox lessors. Not only do we earn more money, people sell themselves – many becoming short-cycle repeat customers – and enterprise businesses are created.

Practical application of auto-financial solutions on a case-by-case basis requires expert research, analysis and timely presentation. It is illogical to deploy UVL in the traditional manner with auto sales staff who have a different job description and who are burdened with presentation of glass-slipper funding. ESP's heuristic technology enables immediate employment of expert manpower in a volume equal to the task. The remote NetWorkForce™ grows quickly at a nominal cost, thus enhancing savings & service for clients, improving profit for automobile sellers, wholly benefiting the auto industry and the investors. Reference Human Resource.

ECONOMIC MANAGEMENT

The action plan incorporates a simple management mechanism that eliminates waste, has no expense and no interdependency. The ESP computer network provides each entity with the essential ingredients for self-management under corporate law. This reduces the administrative tasks for the ESP leaders, which reserves primary resources for growth and forward motion.

The ESP administrative software is a safeguard program that watches over the computer management systems© to supply immediate remedies for obstacles before they grow into problems. ESP organizations who do not possess the skills or desire to manage themselves can authorize full or partial corporate management for a nominal fee then  concentrate on daily-operations for maximum return. Management moguls can monitor daily-operations in their own company while optimizing their returns by managing other ESP entities under contract.

It is wasteful to attract billions of dollars for auto-lease funding without the human capital to apply orthodox leasing to the market. And, the converse is true... and both are necessary for success. ESP's action plan and management programs meld these stanchions so they grow in volume at the same time. The revenue raised by the PPM will be used for direct auto-lease funding, which forms a solid foundation and a stake to ensure growth in the right direction.

GOVERNANCE

Reforming commerce with self-funded orthodox auto-leases calls for good old-fashion corporate structure compliant with SEC & IFRS. Liquefying intellectual capital through public stock exchanges  subjects ESP to inflexibility to make changes to programs and business models after filing the IPO. Immutability is a threat  to the enterprise value of the organization and historically the cause of failure in the industry including the current debacles of setting residual values, monitoring lease amortization and investment in auto production based on sales reports founded on unorthodox leasing.

FASB's accounting standards update (ASU) of February 25, 2016, which changes balance sheet effects of operating leases is an example of an event that might dictate technical and service changes within the ESP domains. Other changes may be required to  thwart illegal attacks, protect the shareholders. Concern is heighten by nationwide decomposition of our court systems, government officials' involvement in the auto business and the inability to assert protection under law in a meaningful time-frame.

For those reasons, ESP is invoking shareholder voting rights for business-model changes during the PPM. We have constructed shareholder group spokesperson positions on our board, incorporated an electoral process, and made transparent ballot/voting software for this purpose. ESP intends to extend this model into our public arena regulation, but ESP reserves the right to limit voting rights, and/or eligibility for the spokesperson positions, to the PPM shareholders, and we reserve the right to eliminate the program for cause.

LEGAL AFFAIRS

Life, law, money, and leasing run in a circle. So do crimes. Disguising illegal loans as auto-leases may be the biggest crime of all time. Under the rule of law, no one is exempt, every criminal will be caught, all wrongs are rectified, and victims will be remunerated automatically, but like human-shields in war, these criminals have emplace economic shields between us. Expecting the U.S. court systems to provide justice, relief and remuneration in the prevailing atmosphere is a practice of wishful thinking.

ESP is the author of four federal claims so far. These cases along with multiple State filings make marks in the courts to be capitalized later when we have clean air. Five more complaints targeting specific individuals and entities are ready to file, but the next step is the ESP Action Plan to entrench the solution, disarm these crooks and circumvent the stranglehold on the government.

The single action of restoring used vehicle leasing starts a chain-of-events that can recover the whole economy - trillions of dollars. ESP does not capitalize on crime, but crime fighting is a fruitful business and there is plenty of it. The proceeds when paid or leveraged and the crime fighting technology belong to the shareholders.

RESEARCH & DEVELOPMENT

ESP R&D department is bigger than ESP auto copyrighted products described here. These programs and domains are included in shareholder value,  but please make your decisions based on the auto-lease software alone.

ROLL OUT

Everything we need to be happy, healthy and highly successful is laid out before us. Inventory, manpower, customers and the ESP network are in place with all systems© up and running. We have full funding in two states, but those source use Automotive Lease Guide (ALG), Inc., which is 48% dysfunctional for setting auto-lease residuals. We have enough customers without paid advertising and three Virtual Fleet & Lease Offices© contracts. Free advertising includes a plethora of promotions defined in the VFLO© sales, service and support brochure along with a multitude of press-releases and publications of legal actions in US courts.

ESP can roll-out as soon as we receive the first PPM investment and grow in parallel to PPM investment until we start the mini Regulation A IPO, after which growth is unbound due to POOL investment. Please see use of funds later in the documentation.

Please feel free to contact us with any questions and all comments roi@esptech.world or 800 339-6989.

Executive Summary Leasing Analysis
   
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